How it works...

1. Choose your loan type, repayment term and value.

First all you need to do is decide whether you want a cash loan or some Love2Shop cards. Then decide how long you need to repay it, and how much you'd like to borrow. You can do this using our handy calculator.

Choose your payment type

2. Fill out the application form.

If you pass the pre-application check, you'll be taken a simple form to fill out your details. Depending on your answers, you may get an immediate decision, or you could be referenced to a member customer care team who will call you back and discuss your options.

Fill your online application

3. Receive your cash or voucher loan.

Once you've been accepted, one of our lovely agents will personally visit you to complete the paperwork, and issue the loan in cash - there and then! They will also give you contact details, so you can get in touch if you need any future help, or you can log-in to your STF account and manage your payments online.

Receive your cash or Love2Shop Card

What our customers say about us...